Cha-Ching! (Or Lack Thereof)

Money is quite possibly the worst thing in the world.

Today Richard made a gameplan for basically the next two months, to get his finances somewhat in order so he can get back to the bank ASAP to find out about the possibility of a mortgage. We went to the bank on Saturday to find out how much we might qualify for, and instead we got a list of what is in collections, of Richard's.

The first thing was something that had been cleared up and just hadn't been taken off the list. The second was something from 2005. He called about that today, to find out how much it is and how he can pay it.

So he'll be paying that $300-something on the 15th -- that's the first part of his game plan.

He'll also pay rent on the 15th, and unfrotunately he'll have to re-loan too ... so we can, you know, survive.

I'm not sure of all the details of his game plan (yes, I sort of zoned out while he was explaining it), but by the end of it, we/he should be: a) free of anything in collections; b) caught up on his car loan payments, which he's currently behind on; c) done re-loaning (at least for the time being); and, d) able to apply for a mortgage. So ... hopefully all goes well.

The only thing is ... I'm not sure how much I'll have to help with bills, with my whopping $300-something a month. With my money, I usually am the one to buy diapers, or whatever else we might need at the time that my money comes in. I very rarely have anything left, and when I do, I like to hang on to it as long as I can, in case something comes up, you know?

I know I should help with bills (especially since Richard pays my phone bill now, AND I have my old phone bill that's gone into collections too), but I just ... can't. I so wish I could. I hate working, but man ... it would be so awesome if I could contribute at least a couple hundred each month, or whatever. As of now, I'm able to add maybe $50 into our bill-paying.

Ugh ... I hate money ...